budget · debt · finances · frugal · holidays

4 Quick Tips to Help You Stay on Budget During the Holidays

Today is officially Black Friday! November is almost over and Christmas will be here before we know it. This year my budget is pretty tight for holiday spending. I’m challenging myself stay within my $300 budget. I plan on buying gifts for about 15 people this year which is $20 per person. I love to stretch my money and get the most bang for my buck.




1. Shop the Sales

I used to one of the crazy people who waited in line for Black Friday deals in the freezing cold for hours. Not anymore. I realized that the same deals that were in the stores were also available online. Plus now Black Friday doesn’t even happen on the Friday after Thanksgiving anymore. Black Friday emails have been flooding my inbox even prior to today. I prefer lounging in my pjs and shopping from the comfort of my home. Away from the crowds at the mall. There are great sales available during this time, but remember to stick to your budget! Don’t get overwhelmed and feel like you need to buy everything because it’s such a “good deal.” Sales will always come and go so don’t fall into the trap. Holiday sales are expected to be in the $1.04 to $1.05 trillion range for 2017.


2. Get Cash Back

Remember if you’re shopping online to always check on Ebates for any cash back offers available. Why not get cash back for something you already planned on purchasing anyways? Ebates will give you a free $10 dollars gift card when you sign up and make your first purchase.


3. Use Coupons

I love shopping for sales and then using coupons on top of it. Whether you’re in the store or online, I recommend checking Retailmenot before you checkout. You don’t even need to clip any coupons. If you’re in the store, simply show the cashier the coupon on your mobile phone.


4. Remember They’re Just Things

I know you want to shower your loved ones with gifts, but remember that you don’t need to do that with material things. I actually prefer to spend my money on experiences rather than gifts. So maybe instead of buying a gift you can simply go out on a coffee date, bake a pie and bring it over, or go over and cook a meal together. Personally I would appreciate that more than receiving a material gift.

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