budget · debt · finances · goals

Saving a 20% Down Payment

  Living in Massachusetts can be expensive especially with the median house price for current listings right around $419,000. That number is huge and with the way the housing market is right now, it doesn’t seem like it’s going down anytime soon. I have been a renter for about 9 years and I’ve thought about becoming… Continue reading Saving a 20% Down Payment

budget · debt · finances · goals · meal planning

I’M DEBT FREE! How I got here and what’s next?

I made it a goal this year to become debt free once and for all. At the end of November I made my final student loan payment. Then a few days ago, Christmas came early for me. I received the official letter stating that my loans were paid in full. I am now debt free!… Continue reading I’M DEBT FREE! How I got here and what’s next?

budget · debt · finances · goals

How to Build an Emergency Fund

On this journey to pay off debt, it’s very important to have an emergency fund in place because guess what emergencies will happen. Life happens. There’s nothing we can do to prevent these unwanted instances from occurring, but we can at least try to be prepared financially. I do agree that before you start paying… Continue reading How to Build an Emergency Fund