budget · giving back · holidays

15 Frugal Traditions to Put You in the Christmas Spirit Today

Christmas season is upon us and in full effect. I feel like every year Christmas seems to come around earlier and earlier. I mean it’s barely even the day after Halloween and there’s already Christmas music playing in the mall. Christmas decorations are already in the stores. I love Christmas, but I’m not a huge… Continue reading 15 Frugal Traditions to Put You in the Christmas Spirit Today

budget · debt · finances · frugal · holidays

4 Quick Tips to Help You Stay on Budget During the Holidays

Today is officially Black Friday! November is almost over and Christmas will be here before we know it. This year my budget is pretty tight for holiday spending. I’m challenging myself stay within my $300 budget. I plan on buying gifts for about 15 people this year which is $20 per person. I love to… Continue reading 4 Quick Tips to Help You Stay on Budget During the Holidays

budget · debt · finances · goals · meal planning · no spend month

No Spend Month: Review and Highlights

I can’t believe September is coming to an end today. Time to reflect on how the month went financially. I definitely had some slip ups, but I had some great moments too where I stayed within budget on certain line items. As much as I wish this was a true no spend month, I did… Continue reading No Spend Month: Review and Highlights

budget · debt · finances · frugal · homemade

Five Lessons from the Depression Era

I became truly intrigued with what happened during the Great Depression after watching a YouTube channel called: Great Depression Cooking. Clara, the host of the videos, shows her audience meals that she ate to make ends meet. She also shares her stories of how life was during those trying times. After doing some more research… Continue reading Five Lessons from the Depression Era

budget · finances · goals · no spend month

Getting Back on your Financial “A” Game with a No Spend Month

I still can’t believe that it’s September already. This year is flying by. As the 4th quarter is approaching it has me taking a closer look at my 2017 goals and making notes of what actions need to be taken to finish the year off strong. Financially August was not a great month for me.… Continue reading Getting Back on your Financial “A” Game with a No Spend Month

budget · debt · finances · goals

Saving a 20% Down Payment

  Living in Massachusetts can be expensive especially with the median house price for current listings right around $419,000. That number is huge and with the way the housing market is right now, it doesn’t seem like it’s going down anytime soon. I have been a renter for about 9 years and I’ve thought about becoming… Continue reading Saving a 20% Down Payment

budget · debt · finances

Budget Busters: Six Things We Spend Too Much Money On

  It wasn’t until I sat down and created a budget that I knew exactly where my money was going every month. I always had enough to get by, but I didn’t want that for myself anymore. I didn’t want to be paying debt off for the rest of my life. I realized that there… Continue reading Budget Busters: Six Things We Spend Too Much Money On