budget · debt · finances · goals · meal planning · no spend month

No Spend Month: Review and Highlights

I can’t believe September is coming to an end today. Time to reflect on how the month went financially. I definitely had some slip ups, but I had some great moments too where I stayed within budget on certain line items. As much as I wish this was a true no spend month, I did… Continue reading No Spend Month: Review and Highlights

budget · finances · goals · no spend month

Getting Back on your Financial “A” Game with a No Spend Month

I still can’t believe that it’s September already. This year is flying by. As the 4th quarter is approaching it has me taking a closer look at my 2017 goals and making notes of what actions need to be taken to finish the year off strong. Financially August was not a great month for me.… Continue reading Getting Back on your Financial “A” Game with a No Spend Month

budget · debt · finances · goals

Saving a 20% Down Payment

  Living in Massachusetts can be expensive especially with the median house price for current listings right around $419,000. That number is huge and with the way the housing market is right now, it doesn’t seem like it’s going down anytime soon. I have been a renter for about 9 years and I’ve thought about becoming… Continue reading Saving a 20% Down Payment

budget · debt · finances · goals · meal planning

I’M DEBT FREE! How I got here and what’s next?

I made it a goal this year to become debt free once and for all. At the end of November I made my final student loan payment. Then a few days ago, Christmas came early for me. I received the official letter stating that my loans were paid in full. I am now debt free!… Continue reading I’M DEBT FREE! How I got here and what’s next?

budget · debt · finances · goals

How to Build an Emergency Fund

On this journey to pay off debt, it’s very important to have an emergency fund in place because guess what emergencies will happen. Life happens. There’s nothing we can do to prevent these unwanted instances from occurring, but we can at least try to be prepared financially. I do agree that before you start paying… Continue reading How to Build an Emergency Fund